Terms & Conditions

Last updated: January 2026

1. Acceptance of Terms

By using Speak & Settle, you agree to these Terms & Conditions. If you do not agree, please do not use the services.

2. Service Description

Speak & Settle offers relationship guidance, dating clarity support, emotional counselling, and structured conversations through WhatsApp and voice calls. These services are for personal guidance and are not medical or clinical treatment.

3. Eligibility

4. Booking & Payment

5. Confidentiality

We respect the private nature of your conversations. Your information is handled with care and in line with our privacy policy.

6. Limitations

Our guidance is for clarity, direction, and support. It is not a replacement for licensed mental health care, therapy, psychiatry, or urgent emergency care.

7. User Responsibilities

8. Termination

We reserve the right to discontinue service if a user violates these terms, misuses the platform, or engages in abusive behavior.

9. Contact

If you have questions, contact us: